Annual report pursuant to Section 13 and 15(d)

Accounts and Interest Receivable

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Accounts and Interest Receivable
 12 Months Ended
Dec. 31, 2021
Receivables [Abstract]  
Accounts and Interest Receivable ACCOUNTS AND INTEREST RECEIVABLE
Accounts and interest receivable consisted of the following at December 31, 2021 and 2020:
  2021 2020
Trust advances $ 43,660  $ 36,241 
Foreclosure advances, net 19,311  2,894 
Receivables related to loan sales 3,043  2,707 
Other 2,345  1,548 
Total accounts and interest receivable $ 68,359  $ 43,390 
Management has established a foreclosure reserve for estimated uncollectible balances of the foreclosure and trust advances. Management believes that substantially all other accounts and interest receivable amounts are collectible and, accordingly, no allowance for doubtful accounts is necessary.
The activity of the foreclosure loss reserve was as follows for the years ended December 31, 2021 and 2020:
  2021 2020
Balance — beginning of year $ 12,402  $ 7,869 
Utilization of foreclosure reserve (1,529) (3,167)
(Relief) provision for foreclosure losses (518) 7,700 
Balance — end of year $ 10,355  $ 12,402