REVERSE MORTGAGE LOANS HELD FOR INVESTMENT AND HMBS-RELATED BORROWINGS - Schedule of Loans Held For Investment (Details) - USD ($) $ in Thousands |
3 Months Ended | 9 Months Ended | ||
|---|---|---|---|---|
Sep. 30, 2025 |
Sep. 30, 2024 |
Sep. 30, 2025 |
Sep. 30, 2024 |
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| Reverse Mortgage Loans Held for Investment | ||||
| Balance — beginning of period | $ 516,899 | $ 376,182 | $ 451,704 | $ 315,912 |
| Originations and purchases | 36,735 | 34,782 | 102,255 | 102,265 |
| Repayments (principal payments received) | (10,302) | (8,939) | (29,131) | (32,559) |
| Change in fair value recognized in earnings | 14,640 | 7,119 | 33,144 | 23,526 |
| Balance — end of period | 557,972 | 409,144 | 557,972 | 409,144 |
| HMBS-Related Borrowings | ||||
| Balance — beginning of period | (494,156) | (358,101) | (425,979) | (302,183) |
| Securitization of home equity conversion mortgages (“HECM”) loans and tails accounted for as a financing (including realized fair value changes) | (40,119) | (37,691) | (114,054) | (103,892) |
| Repayments (principal payments received) | 10,287 | 9,020 | 29,043 | 30,346 |
| Change in fair value recognized in earnings | (10,622) | (4,752) | (23,620) | (15,795) |
| Balance — end of period | (534,610) | (391,524) | (534,610) | (391,524) |
| Reverse Mortgage Loans Held for Investment | ||||
| Securitized loans (pledged to HMBS-related borrowings) | 544,683 | 398,723 | 544,683 | 398,723 |
| Unsecuritized loans and tail advances | 13,289 | 10,421 | 13,289 | 10,421 |
| Total | 557,972 | 409,144 | 557,972 | 409,144 |
| HMBS-Related Borrowings | ||||
| Securitized loans (pledged to HMBS-related borrowings) | (534,610) | (391,524) | (534,610) | (391,524) |
| HMBS-Related Borrowings | $ (534,610) | $ (391,524) | $ (534,610) | $ (391,524) |
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- Definition This represents the amount of liability which is a resultant of reverse mortgage loans sold into the secondary with servicing rights retained. As the transfer of these loans do not meet the definition of participating interest because of the servicing requirement that requires the issuer to absorb some level of risk, these transfers are accounted for as financing. No definition available.
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- Definition HMBS Related Borrowings, Gain (Loss) Included In Earnings No definition available.
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- Definition HMBS Related Borrowings, Repayments No definition available.
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- Definition HMBS Related Borrowings, Securitization No definition available.
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- Definition Home Equity Conversion Mortgage-Backed Securities Related Borrowings At Fair Value No definition available.
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- Definition Home Equity Conversion Mortgage-Backed Securities Related Borrowings At Fair Value No definition available.
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- Definition Loans Held for Investment, Reverse Mortgages No definition available.
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- Definition Loans Held For Investment, Reverse Mortgages, Gain (Loss) Included In Earnings No definition available.
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- Definition Loans Held For Investment, Reverse Mortgages, Originations And Purchases No definition available.
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- Definition Loans Held For Investment, Reverse Mortgages, Repayments No definition available.
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- Definition Loans, Held For Investment, Reverse Mortgages No definition available.
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- Definition Loans Held For Investment, Reverse Mortgages, Securitized Loans No definition available.
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- Definition Amount of unsecuritized reverse mortgage loans held for investment No definition available.
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- Definition Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition This is the principal amount outstanding for securitized loans only (across all types of loans). Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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